Here we go. It's the 6th day of the year 2015. How time flies so easily. It goes by unnoticed specially that husband and I are on a night shift schedule. Sleep during the day and widely awake at night when everyone else are tucked up on their beds soundly sleeping. But hey, we are not complaining at all. We are thankful we have jobs to sustain our family needs.
Just earlier today, we added a small amount in our time deposit account and change the maturity period from 30 days to 180 days. Husband told me on the way home that he is happy whenever we add small amounts to our savings. Yes, that's what I feel too. It's fulfilling knowing that no matter how small we earn, we tried our best now to save.
So at this time of the year, where we at exactly in terms of achieving our first one million? They say that the most difficult part is achieving the first million and the next million you can reach it unknowingly. We wanted it to be in cash and in paper assets only.
Husband and I started savings after the wedding. So roughly, the below detail is almost 2 years in the making. The percentage composition is our actual cash and paper assets excluding the 22.51% deficit to date for our first million. Working on the below numbers have been already difficult but seeing it, it is a fulfillment and accomplishment as well. It is a product of really living below the means and applications of frugal tips to the very last centavo.
So, are we near our target? We are focus in achieving the first million before I turn 35 next year. Or should I extend it to next next year again? Hopefully, we will be able to achieve it before I turn 35 because really, at my age, this is very very late.
Just sharing. Smile. :)
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