Do you easily gets upset when in the crowd?
Do you hate the traffic?
Do you prefer to be at home on rest days?
Okey, it is actually pertaining to myself. My answer to all 3 is a definite yes. To be honest, doing grocery after payday is the most 'painful' duty for me. Because of the crowd. But because some of my free days fall on these days, I do not have other options than to bear the long queues at the grocery shop.
How about this holiday blues? I am sure, you are all aware that every shopping place around the city is jam packed with people doing their own shopping list. And even if you just stand still in the middle, you will find yourself somewhere at the edge in no time because people will either unintentionally push you there or you go with the tide of people.
December is the busiest month for all these shopping malls, bazaar, and flee markets. This is mainly because most employees will be receiving their bonus.
If you are like me who have not found the time to shop for Christmas gift yet, why not share your talent in cooking or baking? Why not help preparing the noche buena instead? Gift is after all not just something wrapped in a fancy paper. But of us just being here. There.
Visit your loved one in your hometown. Your parents who have been wanting to see you but you are too busy working your way to the corporate world. Visit a friend you have lost touch. Catch up with a family abroad.
Offer food to a beggar you come across the street. Find time to share your blessings to an orphanage. These kids deserves more in life and you can make a difference.
Shop online. Though you have to be patient with the couriers. They are too busy as well. But at least you are only waiting for the item to arrive at your doorstep. Spell convenience.
Or you can just visit and shop at the market. Those street vendors who are trying to earn a decent living and trying to make a good sales for their Christmas. You help them in a form that is both fulfilling and rewarding.
Stay calm these days. Bring out more of your patience. And enjoy the joy this season brings. Count your blessings. And be a blessing.
Just sharing. :)
Saturday, December 5, 2015
Thursday, December 3, 2015
On Christmas Bonus and 13th Month Pay
Have you thought about what are you going to do with your extra money? If not yet, here are few list I could recommend.
1) Pay your debt. First and foremost, before showing off a new gadget to your friends/office mates, pay your outstanding debts. It is a step for lessening your burden when the new year comes. At least, allot an amount so that you can decrease your debt to someone, to your credit card, to your bank loan. Trust me, this is rewarding.
2) Open another account for your emergency fund if you still do not have one. A 500 peso as a start up for your emergency fund will make a difference. The thought that you started something towards financial awareness is already something to be proud of. And then continually automate it for the following months. By the year 2016 ends, you will be richer by 6500 pesos.
3) Invest. 1000 pesos is all you need to start with your investment. Yes. Check out the opportunities offered around you for investment in mutual funds and unit investment trust fund. BDO EIP offers an investment starting at 1000 pesos only. Shop around, compare, and learn all these investments vehicles. Do not be hesitant asking around. If you don't ask, the answer will always be a 'NO'. Stay away from get-rich schemes or any investment 'kuno' promising too good to be true returns in a very short span of time. Remember, that is your own hard earned money. Do not just give it away.
4) Tithe. Allot a portion to your church. Remember, everything you have comes from Him. This is all His. Give thanks. So you will endure another new year of abundance and prosperity.
5) Buy something for yourself. Yes, do not forget yourself. So won't feel neglected. Either by treating yourself for a fine dinner or the dress you have always wanted, this is for you. After all, you worked hard for it the whole year round.
6) Shop with a list on your hand. List all the people you wanted to give a Christmas gift this season. Allot a certain amount for each person or you can buy a general item for everyone such a coin purse and insert a bill or coins on it. Or maybe a printed t-shirt. Or a mug. Make sure that when you shop, you strictly follow your list. No more. Or else, you will end up swiping the plastic card again. You should also note that the item you bought for them will be usable for them. Remember that, it is the thought that counts.
Remind ourselves that the true meaning of Christmas are not just the fancy things around us or the sumptuous meals on our table, but of the birth of Jesus. Our Redeemer.
Share more love and pray.
Have a blessed Yuletide Season. :)
1) Pay your debt. First and foremost, before showing off a new gadget to your friends/office mates, pay your outstanding debts. It is a step for lessening your burden when the new year comes. At least, allot an amount so that you can decrease your debt to someone, to your credit card, to your bank loan. Trust me, this is rewarding.
2) Open another account for your emergency fund if you still do not have one. A 500 peso as a start up for your emergency fund will make a difference. The thought that you started something towards financial awareness is already something to be proud of. And then continually automate it for the following months. By the year 2016 ends, you will be richer by 6500 pesos.
3) Invest. 1000 pesos is all you need to start with your investment. Yes. Check out the opportunities offered around you for investment in mutual funds and unit investment trust fund. BDO EIP offers an investment starting at 1000 pesos only. Shop around, compare, and learn all these investments vehicles. Do not be hesitant asking around. If you don't ask, the answer will always be a 'NO'. Stay away from get-rich schemes or any investment 'kuno' promising too good to be true returns in a very short span of time. Remember, that is your own hard earned money. Do not just give it away.
4) Tithe. Allot a portion to your church. Remember, everything you have comes from Him. This is all His. Give thanks. So you will endure another new year of abundance and prosperity.
5) Buy something for yourself. Yes, do not forget yourself. So won't feel neglected. Either by treating yourself for a fine dinner or the dress you have always wanted, this is for you. After all, you worked hard for it the whole year round.
6) Shop with a list on your hand. List all the people you wanted to give a Christmas gift this season. Allot a certain amount for each person or you can buy a general item for everyone such a coin purse and insert a bill or coins on it. Or maybe a printed t-shirt. Or a mug. Make sure that when you shop, you strictly follow your list. No more. Or else, you will end up swiping the plastic card again. You should also note that the item you bought for them will be usable for them. Remember that, it is the thought that counts.
Remind ourselves that the true meaning of Christmas are not just the fancy things around us or the sumptuous meals on our table, but of the birth of Jesus. Our Redeemer.
Share more love and pray.
Have a blessed Yuletide Season. :)
Wednesday, December 2, 2015
Timelines
I am on face book for the longest time although my timeline is no longer updated with details of those recent happenings in my life. Unlike before, I often share my thoughts on everything and even post pictures of myself. GGSS lang. Hahaha.
Eventually, my face book using is mainly to keep up and catch up with long lost friends. Admittedly, face book covers really a wide network that almost every person in the whole world has an account and can get us connected to anywhere in the planet. Recently, my timeline (wall before) only contains those times which my friends/office mates/family and I tried something new or just eat out that they tagged me on their check-ins or pictures. Or when I share an article that interests me. Or when I share the page I am managing for online selling.
I have nothing against face book or any social media site. There was just a point in my life when I thought of deactivating the account in favor of a more lively, personal communications. I had given myself a time frame to shut it down. The only thing that prevented me to end it sooner and which gives me so much struggles are the contacts I have. To be honest, mahal pa rin kasi ang long distance call kapag ang friend/relative mo eh nasa abroad. Yun lang ang pinag iisipan kung mabuti nun. Until my online selling page was born.
Yes, it open a new door for me and my thoughts about discontinuing my face book account. Because, truth be told, people nowadays are on social media day in and day out. It is hard to imagine that even grade schools are on this platform. But it is a fact.
Now that I am still on face book, there is this feature that brings you back to an old memory way back the day you started posting something on face book. And a few days ago, (before November ends), face book asked me to share a memory which I posted over 5 years ago. The time when a friend of mine and I visited Singapore for the first time.
I relieve the moment I was at Singapore on a 4-day visit. The warmth feeling it enveloped me reminiscing those beautiful, carefree days I was there. I can still vividly remember the touch of the heat of the sun wondering over the zoo, the botanical garden, sentosa, and in the Universal Studio. The drizzling rains while we hopped over the next train, rode a double Decker bus, and cable rides. How we retired to bed at the end of day. A smile on our lips knowing that there were no alarm clocks the following morning. It was indeed a vacation. And I promised myself for another outside the country vacation like this such as in Thailand. And hoped to work in a country like Singapore.
What happened to my hope of working outside the Philippine territory? What happened to the another wishful vacation?
Those 2 did not happened. And as funny as it may sounds, after all that blast from the past, it left me wondering what has changed in 5 years of my life. Surely, I am older by 5 years. I am still in the same company. I just step up a notch in my job description. I got married. I have a 2 year old beautiful girl. I made friends. I lost friends. My savings is a little over than what were in 2010. I became financially aware individual. And the lists go on.
He has the most perfect plan for me by giving me a wonderful and loving husband and a dear sweet girl. I could not ask for more for having a supportive in laws and family. Truly, if I go back my own time lines, there were things that I hoped for before that did not materialize but I had gotten better. And to this I am forever grateful.
For the next 5 more years? Drafting it with His guidance.
Just Sharing. :)
Eventually, my face book using is mainly to keep up and catch up with long lost friends. Admittedly, face book covers really a wide network that almost every person in the whole world has an account and can get us connected to anywhere in the planet. Recently, my timeline (wall before) only contains those times which my friends/office mates/family and I tried something new or just eat out that they tagged me on their check-ins or pictures. Or when I share an article that interests me. Or when I share the page I am managing for online selling.
I have nothing against face book or any social media site. There was just a point in my life when I thought of deactivating the account in favor of a more lively, personal communications. I had given myself a time frame to shut it down. The only thing that prevented me to end it sooner and which gives me so much struggles are the contacts I have. To be honest, mahal pa rin kasi ang long distance call kapag ang friend/relative mo eh nasa abroad. Yun lang ang pinag iisipan kung mabuti nun. Until my online selling page was born.
Yes, it open a new door for me and my thoughts about discontinuing my face book account. Because, truth be told, people nowadays are on social media day in and day out. It is hard to imagine that even grade schools are on this platform. But it is a fact.
Now that I am still on face book, there is this feature that brings you back to an old memory way back the day you started posting something on face book. And a few days ago, (before November ends), face book asked me to share a memory which I posted over 5 years ago. The time when a friend of mine and I visited Singapore for the first time.
I relieve the moment I was at Singapore on a 4-day visit. The warmth feeling it enveloped me reminiscing those beautiful, carefree days I was there. I can still vividly remember the touch of the heat of the sun wondering over the zoo, the botanical garden, sentosa, and in the Universal Studio. The drizzling rains while we hopped over the next train, rode a double Decker bus, and cable rides. How we retired to bed at the end of day. A smile on our lips knowing that there were no alarm clocks the following morning. It was indeed a vacation. And I promised myself for another outside the country vacation like this such as in Thailand. And hoped to work in a country like Singapore.
What happened to my hope of working outside the Philippine territory? What happened to the another wishful vacation?
Those 2 did not happened. And as funny as it may sounds, after all that blast from the past, it left me wondering what has changed in 5 years of my life. Surely, I am older by 5 years. I am still in the same company. I just step up a notch in my job description. I got married. I have a 2 year old beautiful girl. I made friends. I lost friends. My savings is a little over than what were in 2010. I became financially aware individual. And the lists go on.
He has the most perfect plan for me by giving me a wonderful and loving husband and a dear sweet girl. I could not ask for more for having a supportive in laws and family. Truly, if I go back my own time lines, there were things that I hoped for before that did not materialize but I had gotten better. And to this I am forever grateful.
For the next 5 more years? Drafting it with His guidance.
Just Sharing. :)
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