How To Pay PLDT Bill via Citibank Credit Card?

I have been amazed how online transaction saves me more time from prepping, commuting, queuing, and extra expenses when I have to pay our utility bills. It is now more of a click button at home to complete the bills payment through online transaction.

For today, I wanted to share with you how I pay our PLDT internet bill via my Citibank credit card. Other than the convenience of being at home, I also learned that I am earning rewards point by doing this. By the way, I am using the Citibank Rewards Card. Check the type of card you have with your Citibank to determine if this feature is the same for you. Different types of cards has different features.

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Steps:

1. Check for the link sent to you via SMS from PLDT Home. Every month they sent out an SMS reminding me my due. But if there are none for current month, you can still use the same link from the previous months.

2. Once you click the link, it will take you to the internet link. Make sure that you are connecting through a secure link - there is the https. Enter your PLDT 10-digit Account Number.

3. Once entered and submitted, your full details will be displayed along with the amount due. There is an option for you to pay whether in full or partial. Though I haven't tried to pay in partial. The minimum amount for payment per transaction is PHP 200. Tick marked the conditions. Click the type of payment. For me, I chose the Credit Card.

4.And then you click which type of card. Whether it is a Visa or Mastercard.

5. Next display is that you enter your credit card credentials.

6. And then the confirmation if you have entered the correct credentials.Always verify the information you have entered.

7. After clicking OK, enter the One Time PIN sent to your listed mobile phone number.

8. Submit. Your payment is now complete.

9. You can also send the confirmation through your designated email address for reference.

Hope this post helps. Bye for now. :)

How To Pay Meralco Bill Using Citibank Credit Card?

Uh-oh!

Yes, I still have my credit card with me until now. I started using one when I started working way back 2005, I think. Like I detailed on my previous post. I am horrible to spending using this plastic cards. Later on in my life, I can say, that finally, I have fully understood how to effectively handle and manage its use.

To this date, I no longer have carry over balance. Had been successful at it for over 3 years in a row now. And it felt so good not wasting my hard earned money on interest and late charges. Instead I am gaining even more by having some rewards points and converting it to purchase on grocery.

Just few months back, I have learned how to pay using credit card to pay our Meralco bill (electric bill).Going to any payment centers and lining up seems a big hassle for me nowadays. What I did was I called the Meralco hotline 16111 and ask if I could pay using credit line instead through online, and they informed me that it will only take 2 to 3 banking days to reflect the payment on their end.

Because I have the Citibank Mobile application on my phone, I immediately, studied how to pay for it. Below are the steps by steps procedure I took to pay online.

1). Check your Meralco Bill. What you will need is the ATM/Phone Reference number. This is the unique code you will have to enter and is located at the bottom left part of the bill.

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2) Go to you Citibank Mobile app and select the payment tab.Once you selected the payment tab, go to the All billing organizations and choose Meralco.

3) It will take you this page where you will input the ATM/Phone number reference and then hit Next.

4). Enter the amount to pay. You can also add some notes. Hit Pay. Note that on this page, it states that it may take 5 to 7 working days to reflect payment.

4). It will ask you to confirm your payment.

5). When done, the online transaction will state that it is on Pending on the transaction list.

The following day, this will now be reflected as Mobile Bill Payment - Meralco.

Done. Note that, for the Meralco bill, I cannot list it as recurring monthly bill since every month the unique code changes.

Win. win. I get to pay the bill at the comfort of our home with few clicks and I get reward points.

Oh, by the way. I only have one credit card right now so I can only write about Citibank. You can navigate your Credit Card's feature if you wanted to pay online. I hope this helps.