Since my main objective is that my father should receive a
pension once he files for retirement, I am also learning how to file and what
are the retirement requirements as well. Hehehe. Kahit papano kasi malaki ang
maitutulong nito sa parents ko. Sayang, my mother never had an SSS since in her
early short years of employment, she was at a government agency. Sayang din
kasi wala rin siyang GSIS.
I called the SSS hotline for several times hoping to get a
clearer picture of how to and what are we going to expect. Nung inayos kasi namin
ang SSS ng father ko, hindi siya nakakuha ng SSS ID because ang nasa record ng
SSS is middle initial lang ang nakaindicate sa full name ng father ko. Ang
requirement ng SSS is to indicate the full middle name to avoid any issues with
claiming. Kaya, after filling up forms, we were advised to call in or visit the
nearest branch in 6 months to identify if the changes were reflected. If the
changes were reflected, my father can now process his UMID ID. But then, until
now, I haven’t had the chance to accompany him. I am a bit busy with other
things pa. Eh ayaw naman niya na gawin mag isa. The usual reasons na madaming
gagawin na hindi daw niya maintindihan. Okey, I do understand naman talaga.
Because he is impatient na sa long lines and questions plus yung pupunta
pupuntahang sections. Kaya I am hoping before the year ends I can make a time
for this.
Anyway, so I have been researching how to file for
retirement with SSS. For my father to qualify for the retirement benefit, he
should be 60 years old, separated from employment or ceased to be
self-employed, and has paid at least 120 monthly contributions prior to the
semester of retirement. Right now, his total contribution is 109. That will be
11 contributions to go. However, he may continue to contribute until the age of
65. At age 65, a member is provided the SSS retirement benefit whether employed
or not, and has paid at least 120 monthly contributions prior to the semester
of retirement.
This retirement benefit is a cash benefit either in monthly
pension or lump sum paid to a member who can no longer work due to old age.
Since, my father is categorized as Self-employed, we will be
needing the following documents:
1. SSS Retirement Claim Application (SSS Form DDR-1) . Can
be downloaded in the website or we can get the copy at the nearest branch.
2. SSS ID card and 2 valid IDs (at least one ID has photo),
original and photocopy. We will process the UMID ID before the year ends.
3. If we are to process the retirement benefit before he
turns 65, we will have to provide the following:
- Certificate of
Cessation of Business, issued by the barangay where his business is located or
where he is residing
- Notarized
Affidavit of No Earnings from Self-Employment
- or Notarized
Affidavit of Cessation of Business
There is no need for all of this, if we are to process his
retirement benefit by the time he is 65 years old – the mandatory age of
retirement.
4. SSS DDR Signature Card
5. His passbook or ATM card with his name on the card, or
copy of deposit slip with machine markings (original and photocopy)
6. His Latest 1x1 picture
8. SSS may require other documents. We will have to see for
those other requirements.
And since, we can accompany him to file for this benefit,
there is no need for Special Power of Attorney. Special Power of Attorney is
needed if he will ask for someone who will process the retirement benefit in
behalf of him. Nor there is a need for other documents since he is not residing
abroad.
Source: https://www.sss.gov.ph/
Disclaimer: I am not affiliated with SSS. For inquiries,
please call their hotline 920-6446 to 55.
The SSS Customer Service Call Center is open from 7:00am on
Monday all the way to 7:00am on Saturdays. It's closed during weekends and on
holidays. SSS Email: member_relations@sss.gov.ph;
SSS Facebook: https://www.facebook.com/SSSPh
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